Connect with us

Hi, what are you looking for?


Fido Money- How to Get An Instant Loan on Your Phone

Fido Money

Fido Money

Fido Money Lending Limited (FIDO) is a financial institution based in Accra, Ghana and licensed by Bank of Ghana. FIDO provides fast and easy short-term loans, called FIDO Loans.


People can apply for a FIDO Loan directly from their own mobile device or in FIDO’s branch and receive a credit decision within minutes.

The loan is available to salaried, contracted and self-employed professionals. Just a one-time verification of ID and mobile money account is necessary before disbursement of the money. No collateral or guarantors are required.



  1. Download the Fido app from Playstore
  2. Apply for the Loan by filling the application form
  3. Get verified and receive your money.

Fido Money Interest Rates

The interest rates for new customers start at 14% for 30 days, the interest amount is displayed in the app before applying.


Returning customers having a good history of paying your loans with Fido on time get better interest rate on future loans, the lowest interest rate is 8% for 30 days.

Fido Money Eligibility Requirements

To qualify for a FIDO Loan, you need a valid ID and Mobile Money or Bank Account.

  • ID Type: Driver’s License, NHIA Membership, Voter ID, National ID or Passport
  • Mobile Money account: MTN Mobile Money, Tigo Cash & Airtel Money registered in your name for at least two months.
  • Bank account: Original bank statement for a valid deposit account with a commercial bank in Ghana.

Read Ghana Flag History, Meaning of Colours

You must be a resident in Ghana over 18 years of age.


Fido Loan Amount

First time borrowers are eligible for a maximum of 200 GHC to be paid within 10 to 33 days. The loan term must be selected in the app when applying.

Paying your loan on time can get you a higher amount and reduced interest as you climb the ladder up to a maximum of 1000 GHS.

Read How To Make Money Online in Ghana

How to Repay Fido Loan 

When the loan becomes due, you will have to transfer the money from your wallet following procedure below.

  1. To pay with cash, you can visit any Zenith bank branch and deposit to FIDO’s account. Remember to always use your Client ID for payment.Bank: Zenith Bank
    Branch: Head Office
    Account Name:
    FIDO Money Lending Ltd
    Account Number: 6010159660Be sure to write your full name on the deposit slip also give your Client ID (*********) to the teller
  2. To pay with Tigo cash (Must be from own wallet)
    Dial: *501#
    Select: Pay Bill
    Select: Investment and Loans
    Select: FIDO from list
    Enter Amount:
    Enter Reference: *********
    Enter Pin Code: _ _ _ _
  3. Mtn Mobile Money(Must be from own wallet)
    Dial: *170#
    Select: Pay Bill
    Select: General Payment
    Enter Payment Code: Fido
    Enter Amount:
    Enter Reference:
    Enter Pin Code: _ _ _ _



You May Also Like