Ghana’s music industry has become so competitive over the last decades with many musicians from Ghana storming the international platforms to showcase their talent. off course it has become a lucrative business venture as well. this often brings to the mind of most Ghana the question who is the richest musician in Ghana?
unlike other parts of the world, Ghanaians are so secretive when it comes to disclosing their true wealth for the fear of paying more tax and persistent disturbance from family relatives. These makes it difficult for one to really answer the question of the richest musician in Ghana.
Glusea.com has come with some criteria with which we have been able to tell the richest musician in Ghana. using the number of you tube video views, the number of awards won, international recognition status, number of endorsement deals, and the number of albums released.
with the above criteria, we have come to a conclusion that Sarkodie is the richest musician in Ghana. with an estimated net worth of 10 million dollars
Sarkodie has received 81 awards from 148 nominations, including 22 Ghana Music Awards. Makye, his debut studio album, won him three awards at both the 4syte TV Music Video Awards and Ghana Music Awards. The album also earned him a nomination at the 2010 MTV Africa Music Awards. Rapperholic, his second studio album, earned him accolades at the 2012 editions of the BET Awards, The Headies, Ghana Music Awards, National Youth Achievement Awards, MOBO Awards, and Channel O Music Video Awards. Sarkodie also has the most viewed music video on youtube- Adonai ft Castro.
— Sarkodie (@sarkodie) July 30,
He lives in a luxurious mansion (he has one here in Accra and another one in the UK worth over $250,000) and has fleet of cars most of us only see in our dreams. But how wealthy is Sarkodie, real name Micheal Owusu Addo?
Sarkodie makes his money from local and international shows and his own Rapperholic Concert. His chart-topping tracks also sustain his relevance which generate some revenue on some digital online streams.
He is an ambassador for a number of companies including Samsung mobile. In partnership with the Samsung mobile, he launched a headphone series called the Obidi Chief headphones. A number of other brands such as is Tigo Telecommunication and Fanmilk Ghana have secured his services in the past before.
He once had a clothing line dubbed Sark Collection which deals on women, men and kids trendy clothes but unfortunately he couldn’t sustain it.
In 2017, he was ranked the 9th wealthiest artiste on the continent with a net worth of $7.5 million US dollars. In 2018, Forbes ranked him as one of the richest stars in Africa in the
the fourth edition of Forbes Africa 30 under 30 list, a compilation across different industries including music, art, media, film and fashion.
Forbes Africa also named Sarkodie among others in Africa’s Top 10 musicians in 2017. Ghana’s West African counterpart Nigeria, however, had nine personalities named in the Forbes Africa 30 under 30 list including Wizkid, Davido, Yemi Alade, Falz. A
Rose Bundy Biography and Net worth
Glusea brings to you Rose Bundy Biography and Net worth
Rose Bundy is the daughter of serial killer Ted Bundy who was executed in 1989. According to sources, Rose was conceived while Ted was in prison. In this write, we will be bring to you Rose Bundy biography, age, career. and net worth.
Rose Bundy Age
Rose Bundy was born on 24th October, 1982 in Florida, united States. She is the daughter of Ted Bundy, a serial killer who was executed in 1989. At the time of her birth, her father was serving his sentence in prison.
Rose Bundy now
Rosa is still alive. According to Globe, Rose now lives in Britain, as a housewife, with three kids. Rose Bundy’s daughters and (or) sons are not known. Rose Bundy has lived her entire life out of the public eye due to her deceased father’s criminal history.
Rose Bundy has been away from the public for the past many years and reports suggest that she has changed her name to Abigail Griffin
Rose Bundy daughter TikTok
Ally R. Bragg, a TikTok user, posted a video to the platform where she claims to be the daughter of Rose Bundy, and notorious serial murderer Ted Bundy’s granddaughter. Bragg is the name she uses on TikTok and Instagram.
Ted Bundy married Carole Ann Boone while he was in prison in Florida. During at least one prison visit, and possibly more, Bundy and Boone managed to have sex in the visiting room, with guards either ignorant or complicit.
Rose Bundy was born on Oct. 24, 1982. She was 6 when her father Ted Bundy was executed in January of 1989. Rose Bundy is 36 now. The age of the girl who published the video on the public video sharing platform is not clear. Source
Writing a Biography Essay: 10 Tips to Write a Professional Paper
Although the so-called “Great Man” school of history has long gone out of fashion, it is nevertheless true that the lives of individuals who have made history remain an important component of how we understand the past and its implications for the future. Previous generations imagined that change came about because certain important individuals, usually men, undertook great feats that transformed politics, science, history, art, etc.
Today, we are less likely to attribute change to individual action instead of overpowering, impersonal forces, but we nevertheless still look toward the biographies of important figures from the past in order to understand the role of people in history and to draw lessons for the present and the future from what came before.
But you may ask yourself how you should develop an essay that tells a person’s life story. This is a challenging task for anyone, especially for students. In this article provided by a professional essay writing service SmartWritingService.com, we’ll take a look at ten tips to help write a professional and effective biographical essay.
Choose a Subject
The first step in writing any biographical essay is to select the person you plan to write about. In many cases, the person will be selected for you in the assignment, but in many others, you will need to choose the person to write about. The ideal subject for a biography is someone who has a compelling life story. The person does not necessarily have to be a famous figure, but when you write an essay, you will need someone about whom there is enough research to flesh out your paper. The more famous the person, the easier a time you will have finding the research you need to develop your essay.
Develop Research Questions
A biography isn’t simply a chronological list of events in the person’s life. A good biographical essay will tell the reader something about the person at a deeper level. It can be helpful to develop a series of research questions to guide you as you assemble information for the biography. For example, what do you most want to know about the person? What is the person’s impact in his or her field?
Make Friends with Your Library
A good biography makes use of top-quality sources to deliver reliable information about the individual. While Wikipedia and Google can be good places to start, the best quality information is likely to be found in your college or university library. Your library will have access to databases that provide academic research from scholarly sources that are otherwise locked behind paywalls. In your paper, you will want to make use of these peer-reviewed academic sources for better quality information. Your library’s librarians can help direct you to the best sources for your paper, so be sure to make use of their help.
Organize Your Research
After you have collected research into your topic, organize the material to help you tell the story of your subject’s life. Collect key facts, important quotations, and other information and then organize that information to help you tell a story about the person’s life.
Develop a Thesis Statement
While most biographical essays are largely a collection of information in chronological order, it is nevertheless the case that you will need a thesis statement to govern your overall view of the person’s life. How will you be summarizing or depicting that person’s life? Was it successful? Was the person transformative? Having a thesis statement will help guide you in choosing the right details to support your biographical assessment.
Outline Your Essay
Before you start writing, you should spend some time creating an outline to develop your information and analysis. An outline lets you work through the complicated process of figuring out what to discuss in what order and with what evidence, saving you time while you write and ensuring that you are not wasting time going down unfruitful tangents that won’t make the final cut. While outlining can sometimes feel like busywork, it is often the case that the more time that you put into outlining, the more time you will save during the writing process.
Tell Your Subject’s Life Story
The writing process comes next. As you draft your essay, you will mostly tell your subject’s life story in chronological order.
Use Specific Details
Try to pick out specific details that will help to make the subject come alive and will connect with your readers. Using colorful, specific information can help to make your readers more interested in the essay. Audiences remember stories better than specific facts, so embedding information in colorful anecdotes can improve retention.
Leave Time to Revise and Proofread
Revision and proofreading are essential to a successful essay, not just a bonus. Always plan to leave time to revise and proofread your paper to catch as many errors as possible. The more carefully you proofread, the more likely your instructor will be to see your paper in a positive light.
Use Professional Essay Writing Services
When you don’t have enough time to finish your paper, professional custom essay writing services can help. When you order online from reputable writing websites, you can get original papers fast that will help you to see the right way to approach your topic and develop an effective and professional essay on your topic.
How to Withdraw Money from PayPal in Ghana (Best Guide)
Read about How to withdraw money from PayPal in Ghana. It is possible to withdraw your PayPal money into your mobile money in Ghana or any bank in Ghana with this particular method we about to show to you.
Learn How to Withdraw Money from PayPal in Ghana
If you are looking the simplest and most legitimate way to withdraw money from PayPal in Ghana, hen this article is made for you. There are several ways you can withdraw your PayPal funds in Ghana. It is possible to withdraw your PayPal money into your mobile money in Ghana or any bank in Ghana with this particular method we about to show to you. Just Keep reading to find out how you can do this.
How to Withdraw Money from PayPal in Ghana
Probably you have surfed through many resources online about how you can withdraw your PayPal funds in Ghana but have not been able to lay your hands on your cash. I have suffered the same fate but had to go through the hard way to discover this simple trick which I am about to show to you.
Before we proceed, you need to know that, you don’t need to pay any money to any one to help you withdraw your PayPal funds.
Here is the list of the steps to go through to withdraw your PayPal funds into your Ghana bank account, mtn mobile money or Vodafone cash.
- Paypal account with funds
- A Payoneer Account( I will walk you through how to get one)
- A Ghanaian bank account (from any recognized bank in Ghana)
- link your vodafone cash or mtn mobile money to your bank account
We assume that you have a PayPal account with funds since you are reading about how to withdraw money from PayPal. Since PayPal has blacklisted Ghana, it would not be possible to directly link a Ghanaian bank account to PayPal, so we will use a service called payoneer that is legal to use in Ghana.
Payoneer is another global payment system just like PayPal. With this service, you can link your PayPal account and your Ghanaian bank account with which you can safely withdraw your funds.
Get a payoneer account with this steps;
- visit payoneer homepage here
- select the “rtegister” tab
- Choose “individual” under account type
- Choose the “get paid by international clients or market places” this is because payoneer is for market purposes only. It is not meant for sending or receiving payment from family and friends.
- Fill out your personal information in the fields provided
- You will need to add your bank details including the account name, account number, sort number(find out from your bank branch)
- Payoneer usually take 2-3 business days to verify your account
You can a look at the video below on step by step guide on how to create a payoneer account
- Once your account has been created, log into your payoneer account
- Hover on the receive tab and select bank accounts
- Click on “global payment systems”
- By default, payoneer creates an international Bank accounts in GBP and USD accounts.
- Click the USD account and copy the information on this account down.
- Now log into your paypal account and clink add bank account.
- Enter the details of the account you copied.
- Save and try sending money to the account
How to Withdraw Money from PayPal in Ghana
If you are having difficulty with PayPal approving your bank account, dont worry. Go back to your payoneer account, head to the USD account, click view details.
Choose the “Having trouble using this receiving account? Check out our solution guide.”
Payoneer will create another account for you which will be accepted by paypal. With this account, you should be able to transfer your paypal money to your payoneer account.
It usually take one business day to see the money in your account.
How to withdraw money from PayPal to MTN mobile money
To withdraw the money to your mobile money which you linked to your bank account, log into your payoneer account and click on withdraw, to bank account.
Choose your local bank account and withdraw your money. Usually it takes 2 business days to arrive in your account but sometimes can delay to 5 days.
you can always contact their customer care for any enquiries.
How to Withdraw Money from PayPal in Ghana
You can also withdraw your PayPal funds using the payoneer prepaid card.
Order your Payoneer MasterCard prepaid debit card if you are a new customer. Navigate to the Payoneer website, go to the sign-up page and click on the “Sign Up” button.
Apply for the virtual Payoneer U.S. Payment Service, which will allow you to receive U.S. transfers from corporations such as PayPal and apply the funds to your Payoneer prepaid debit card.
Navigate to the U.S. Payment Service page and click on “Existing Customers” if you already have a Payoneer prepaid debit card. Send the email that pops up to Payoneer to receive instructions on how to obtain your U.S. Bank Account.
Follow Payoneer’s instructions in the email you receive that explains how to apply for your U.S. Bank Account. Provide Payoneer with details about the products or services you offer and include website URLs if applicable.
Attach a screenshot of your PayPal account showing your name and account details, along with a copy of a government-issued photo ID, such as a driver’s license, passport or national ID card.
Attach this to the outgoing email that contains the rest of your application, and send the completed application to Payoneer’s customer service department.
Log in to your PayPal account. Register your Payoneer MasterCard prepaid debit card and your U.S. Bank Account with PayPal. Navigate from “My Account” on the PayPal homepage to the “Profile” link. Click this link and select “My Money” from the drop-down menu. Click the “Update” link, then click the “Add” button.
Provide the required details on your U.S. Bank Account, and then do the same for your Payoneer debit card. Click “Update” on the My Money page to add your account details.
Click on the PayPal “My Account” tab, then click on the “Withdraw” link. Select an amount from your PayPal balance, withdraw the funds to your U.S. Bank Account and click “Continue.” Review your transaction and click “Submit.”
Allow up to seven business days for funds to clear your Payoneer debit card. Check your balance in the “My Account” section of the Payoneer website
Thanks for reading about How to Withdraw Money from PayPal in Ghana. Leave your thoughts about this artcile in thecomments below.
What Online Games are Best for Fun?
Online games are rapidly evolving as the most engaging form of entertainment. Apart from
their entertaining aspect, they also arouse certain skills necessary in our lives. Let’s discuss
these games and their benefits.
The advancement of technology has opened many ways for enthusiasts to have fun online from the comfort of their homes. Online games play a major role in bringing the internet to life. Even at that, they also aid humans in building some vital cognitive skills.
However, only the best activities expose you to new experiences, new challenges, and even keep building your bank accounts. The popularity of virtual team events also makes it easy to link up with friends’ miles away just to have fun. A profitable example of online games is through online casinos, where you make real money while gambling for fun.
Currently, so many online packages are available to provide players with maximum entertainment while gambling. To make it easier, some of these services offer generous deposit bonuses to welcome their esteemed customers. You can check out this £5 minimum deposit casino UK and get amazing bonuses just by playing nice games like slots.
Apart from the thrilling games in an online casino, more online variants are also available. Here are 3 of the best online games to improve skills.
Can you still recollect the thrilling excitement of playing snakes on the local Nokia phone? Powerline is just a more amazing version of this software program. Here, you control a neon snake that eats cubes another snake’s death provides to grow bigger. It is an addictive competition with other neon snakes for supremacy. Why don’t you try it and rate it yourself?
With GeoGuesser, you’re somehow entertained by answering questions about your current geographic location on the game. GeoGuesser places you in a random location from all over the world, where you are to guess the location. On getting the answer, GeoGuesser rewards you with points that give you clues in your next quest.
This browser entertainment introduces you to a digital world where you simulate a young warrior searching for adventure, treasure, and friends. Remember, as you play that you can always pair with a team to defeat enemies and gain helpful points. These points make it easier for you to play BrowserQuest for as long as you want.
Benefits of These Online Games
Playing some of these games online are known to improve certain skills. For example, GeoGuesser needs you to mentally work out to guess the right answer. Even online casino games also require mental reasoning to win and boost your earnings. Although they can become addictive, their advantages outweigh their downsides by far. Here are some benefits you can derive from playing games.
● Helps to ease the stress after long hours of work
● Enhances your judgmental and analytical form of reasoning
● Promotes communication and teamwork
● Provides maximum entertainment
● Help improve soft skills for personal development
In the case of building certain skills, these games point your attention to certain crucial areas of human life. Here are some more skills you’ll develop while playing them:
● Problem-solving skills
● Leadership skills
● Improved Concentration
● Intuitive Observation
● Boosts Memory
● Money-making skills
Altogether, playing online games help players develop certain skills essential to their self-growth. But adding the entertaining and refreshing aspect of these games, it is now clear why most successful people play games. Try out one of them and watch yourself grow in many areas of your life.
Writing a Biography about Myself: Expert Tips and Tricks￼
Students should write a great variety of academic papers, and each has a different purpose. One of the common assignments is to write a biography. Many students and even adults fail to write a good piece because of various issues. Some are not objective enough, some lack good writing skills, and others may not know how to reveal what they think clearly.
Read How to write a CV
Joan Young, an online essay writer from AdvancedWriters professional writing service, has kindly offered her opinion about the peculiarities of writing a biography. She is one of the best experts employed at the top-rated service, and we trust her opinion. Here is what she said: “Although writing a biography means to write about yourself, it does not mean it will be easy. Not all people can assess themselves objectively, and some do not see all ends. They may need good preparation before they start the first line”.
We understand the difficulties related to this particular piece and so have prepared this guide. It offers expert tips and tricks for all people who cannot write a good story about themselves.
Start with Generalities
You should begin with making a shortlist of the general facts about your persona. You should remember that a bio is a specific piece of writing, which is written to get into a college or to receive a job. Furthermore, you write it to people in authority, who will decide whether you are a worthy candidate or not.
By giving all the necessary data about yourself, you help other people realize your potential. That’s why you ought to be specific and mention the necessary details. They are as follows:
- Your full name.
- Your current role – a student or a job position (if you apply for a job).
- Work experience.
- Special skills and attributes;
- Professional achievements;
- Learning achievements;
- Hobbies and favorite activities;
- Your career and life aims;
- Any awards related to learning or job.
Always keep this list in your mind and review it before you submit the bio. It will tell whether all the essentials were mentioned.
Introduce Yourself Like a Real Person
One of the greatest challenges of writing a bio is to present yourself as a real person. Many people skip this stage and thus make a serious mistake. Your employer or the admission committee wants to know who you are and the way you can represent yourself.
It mustn’t be a long story with great detail. You should simply mention your name and something special about you. Look at the following examples:
- My name is John Smith, and I’m a very helpful programmer.
- I am Erica Bolton and my marketing skills will help your company to promote faster.
Make sure you don’t sound robot-like. Tell your story and make it real.
Use the Third Person
Although we have written about the presentation yourself, the rest of the text should be written in the third person. Why is that so important? There are a few benefits:
- You receive a chance to state your full name several times during the text, and your readers will memorize it faster.
- When you mention your full name and post your bio on the Internet, you make it visible to search engines. Thus, you have a higher level of probability to be noticed by other employers.
Remark: You should never overuse your name. It is incorrect and non-professional.
Watch the Word Count
Some future students or employees are overly enthusiastic and overdo when they write their bios. They get engulfed by their stories and frequently write too long papers. It is also a sign of non-professionalism. You are supposed to be able to clearly describe your best qualities and traits in a pretty short resume. It means you know all your strong sides and can easily depict them.
Remark: The common length of a biography varies from 1,500 to 2,000 words.
Write Your Bio for Various Profiles
You should know that your bio can serve various purposes. You should keep the main points unchanged, but make some slight differences to meet a certain goal. Consider the next situations:
- Education. If you apply to several colleges and universities, you cannot submit the same paper. Each should include the peculiarities of a certain educational institution.
- SEO. If you want to be popular among search engines, write unique papers with varied information. No plagiarism is allowed.
- Job. You may be applying to various firms. Accordingly, you ought to consider the peculiarities of a concrete firm. Be sure you take into account essential details!
Think about Professional Help
As we have mentioned at the beginning of our article, and Loan Young proved it, the creation of a biography is a very complicated task. It is also important and may affect the decision of people who read it and try to understand your potency for them. If you feel you will not write properly, it’s better to use the professional help of some reliable online essay writer service.
If you find a trustworthy platform, you will have a rich choice of 300-400 online essay writers.
They all are professionals, and most of them surely specialize in writing bios. Leave this matter to them, and simply provide them with the necessary facts about your persona. Thanks to their help, you will enjoy:
- A high-quality biography;
- 100% unique content;
- Full customization according to your wishes;
- On-time delivery;
- 24/7 support and feedback;
- Full anonymity;
- Individual approach;
- Fair prices and so on.
These benefits are all yours. Consider the help of pro writers when your skills and knowledge are not good enough.
It is not easy to write about yourself. You need advanced skills and a clear understanding of your abilities. It’s better to read several good samples of biographies. Afterward, follow our tips and create a perfect piece. We are quite confident that you will enjoy success!
NFT is Revolutionizing the Music Industry
Musicians depend on record labels on how to distribute their music to as many people as possible. However, the latter has the majority of the control in their arrangement to the point that artists often lose their style to pop culture. Non-fungible tokens (NFT) change the framework of ownership and accessibility to music in a way that puts the control back to the musicians.
What is NFT and how does it work
An NFT is a virtual asset running on a blockchain network and can be stored in a digital wallet like cryptocurrencies. The difference is that these are items, not money, with every piece being completely unique to each other. While cryptocurrencies are generated through mining, NFTs are minted into the blockchain so anything can be turned into one by users.
Crypto’s popularity in South Africa and the rise of Bitcoin casinos paved the way to give its citizens enough knowledge to prepare for NFT. Thus, a few local musicians have already embraced the technology and begun contributing to its growing ecosystem.
Changes that NFT makes in the music industry
When music is minted into an NFT, it becomes accessible to everyone on the internet for free. People can listen to it directly on applications running on the Ethereum network or through distribution media like the radio or streaming services for free. The artist has full control over how it reaches its target audience using the power of interconnectivity in the modern age.
Why buy NFT music if you can listen to it for free? The reason is what you gained from owning it. NFT is an asset similar to stocks that give you the right to be officially identified as its owner. If you own one, get to earn part of the revenue that it generates through other distribution means. Imagine that you not only own the song of your favourite artist but also earn passive income from it.
The artist that created the NFT is still in control of how it’s distributed publicly but you, as co-owner, can use it however you wish. Traditionally, companies have to pay royalties to the record label if they wish to use a song/track in a public event or use it in a competition. NFT owners, on the other hand, are free to decide when and how to use it without asking permission from the artist.
How buying and selling NFT music is done
NFT trading is flexible thanks to its user-friendly system. Popular means include buying directly from the blockchain partner collaborating with your favourite artist. Transactions over online exchanges are more popular because it’s easier to track trades in more populated spaces.
The most popular website right now is OpenSea where you can find all sorts of NFTs such as images, animated clips, video game assets, and music. All you need is a wallet that can store ERC-20 tokens like Coinbase Wallet and MetaMask. If you wish to sell the NFT that you own, you may seek a buyer through an exchange or social media but it’s more profitable to auction it back on OpenSea.
The future of the music industry is bright for all artists
The high level of blockchain literacy in South Africa and the rise of Bitcoin casinos are the foundation of what ensures this new revolution’s success. Musicians are no longer trapped to please a third-party distributor, giving them more leeway in terms of experimentation and authenticity to the craft. Fans, on the other hand, are given a more direct means to support their favourite artists while also benefiting from the arrangement.
The Special And Moving Reasons Why People Play Casino
A common question that warrants curiosity is ‘Why do people gamble?’ What convinces people to play casinos despite knowing that there are more chances of losing money than winning is a mystery. There might be several reasons for this, such as the thrill of the unknown, best online casino bonus offers and promotion, an escape from the day-to-day grind, or philanthropic reasons.
Every individual has different situations and reasons for participating in gambling, but some very common reasons are observed over time.
Here we are going to delve deeper into some of the psychological reasons behind gambling:
1. To Experience the ‘High’ of Winning Big
One of the major reasons behind playing at any casino is the overwhelming desire to hit the jackpot and win big. This desire blinds people to the stark reality of their situation: they are losing hard-earned money at an almost impossible chance of winning. People get motivated by the win stories that are exaggerated for the sole purpose of baiting. They want to be the person who took a big risk by placing a large bet and got payback by hitting the jackpot. But more often than not, these dreams never come true. The blind optimism and the adrenaline rush misdirect minds into believing the impossible.
2. To Overcome a Financial Crisis
Another common reason behind gambling is people view it as an easy solution to their financial crises. The media presents gambling as a chance to win large amounts of money with very little input. This image of gambling leads people to believe that it is the answer to all their financial problems. In the current failing economy, debt, joblessness, and stacking bills are common. Most people indulge in casinos with the hopes of giving their very hard-earned daily wage and taking home double or even triple of that in return. Traditionally, this doesn’t pan out well, but some people still don’t lose hope and keep taking chances, falling deeper into the hole of addiction.
3. To Experience the Glamour that Ads Portray
Gambling advertisements traditionally illustrate gambling as an elegant affair. This is done to lure people under the pretence of a glamorous experience. People generally forget while watching these commercials that they are paid to entice the viewers. They portray casinos with beautiful people and even more beautiful places. This brand of advertisement is very mysterious. People are motivated by the story of someone who won millions and changed their lives. The commercials are catered in a way that makes people forget the low probability there is of actually hitting the jackpot.
4. To take a Chance on the Online Gambling Ads that Pop Up Everywhere:
Online gambling is a major contributor in getting people addicted to gambling since they offer the added benefit of winning money sitting at home. Gambling sites also lure people in through uncountable advertisements. Gambling Advertisements and commercials are all over the internet. They even exceed the news about technology, space or the latest Android Apps in Apple Trackers.
Be it the menial act of watching a video or buying something online, we almost always end up with a gambling advertisement pop-up. These advertisements emphasize the availability and simplicity of gambling. They advertise the presence of a support system to guide new users through any problems they might face during the game. The Anywhere, Anytime aspect of online gambling is a very enticing detail for millennials, and these advertisements exploit this endlessly.
5. For Recreation
Some people gamble to escape their daily routine and have fun while spending some money. Nowadays, it’s easy to stay anonymous online with the best cheap VPNs. At the start, it might just be for recreational reasons, but as time progresses, this might turn into a habit. Things will then start to turn for the worse as they might even have difficulty recognizing that their just-for-fun activity is now an addiction. If not controlled, gambling can turn the fun into the anxiety and depression of losing hard-earned money.
Some Other Psychological Reasons to Gamble
- To Bond With Other Gamblers
Lately, gambling has been associated with being in trend. Peer pressure and maintaining a personality are major reasons some people get into gambling. Gambling is also a popular new way to make friends and socialize. A little friendly game with friends can become a habit if left unchecked. Sometimes people give in to peer pressure and join in on a game so that they aren’t the ones left behind and missing out on the fun. Some join a game with their family members, unaware of the possible outcomes since they just joined a trusted family member. There are uncountable starts to gambling but only one end.
- To Escape the Daily Stress
The common start behind addiction is a need to escape reality. Gambling is another such example. Gambling might feel like a haven for some people as it provides them with a means to avoid daily conflicts or problems. Avoiding reality can only be a temporary solution to a problem. When reality comes crashing down, as it always does, it might become too much to handle further worsening anxiety and depression with the added guilt of losing money.
- Philanthropic Reasons
Some gambling avenues advertise themselves in a manner that leads people to believe that whatever money they are spending finally gets donated to charities. This misguided belief renders them free of guilt for losing money since it’s ultimately for a good cause. For instance, some sites might imply that they are involved in philanthropic causes such as funding soccer teams or helping poor kids. This might make people continue gambling despite losses since they want to help the mentioned cause.
According to statistics, almost 26% of the world’s population gamble. Around 1.6 billion people bet globally, with 4.2 billion gambling at least once a year. In 2015, it was projected that there were 173 million players worldwide. The gaming sector is currently thriving, as shown by the data. The number of people betting is certainly on the rise, from live casinos in Canada to the online economy in Spain. Indeed, as we move forward, technological advancements such as mobile casinos, live dealer games, and, potentially, virtual reality are assisting in driving annual revenue to new highs.
Depression, migraines, sadness, and other anxiety-related issues are common among those who suffer from a gambling addiction. Like other addictions, it can lead to emotions of hopelessness and powerlessness if left unchecked. But if you gamble properly, there is no fear of all that.
Published by Glusea
Common Financial Mistakes Business Owners Make—and How to Fix Them
Like many business owners and entrepreneurs, you most likely started a company because you saw a market need or problem and were armed with the passion and expertise to meet that need.
However, many of the most common financial mistakes happen early on in a business when time and resources (i.e., cash flow) are particularly tight. You might be determined to overcome obstacles yourself and learn things on the fly, and though this approach sometimes works, it may cost you in the long run.
Business growth can also expose and exacerbate infrastructure problems because it’s a careful balancing act between hiring talent, investing to increase efficiencies, and supporting increased expenses with additional sales. Putting too many resources in one over the others can bring the business down. The answer? Plan financially as much as you can, and be aware of the most prevalent mistakes business owners make when it comes to money.
Common Mistakes Business Owners Make with Their Finances
Hopefully, you have experience creating a personal budget—managing known expenses like your rent or mortgage and unforeseen expenses like car repairs that pop up from time to time. With your personal budget, the more you can forecast and prepare for the worst, the better off you will be.
The same is true for financial planning for business owners. And although some things will change the minute after you make a plan, a forecast will help you keep balanced books and set yourself up for success. As you build your business financial plan, you should also keep in mind some of the most common mistakes business owners make with their finances.
If you see any of these in your own organization, a swift correction should be your top priority.
1. Failure to plan for worst-case scenarios
You never want to think about how your family would cope if something should happen to you, but as a business owner, it is critical to have estate documents that include your will, powers of attorney, health care documents and possibly a trust. All your assets should have the appropriate titling and beneficiaries, and you should have adequate life insurance and disability insurance, as well as an emergency fund in place should you become ill, incapacitated or worse.
Your business is a large part of your life, so you’ll also want to plan for a worst-case scenario from a business perspective. Make a business continuity plan that covers where to find important documents; a list of individuals like accountants, attorneys, and customers to notify; and other things that would be helpful for a successful transfer of ownership to your beneficiaries. Although estate planning is not something most people like to dwell on, it ensures your business is taken care of—the way you want it to be—after you’re gone.
2. Lack of understanding of how to manage cash flow and working capital
Business owners often focus on generating sales but still find themselves tight on cash. Managing accounts receivable (AR) is one of the most important aspects of having a successful business. Before opening your doors for the first time, get an idea of the average AR benchmarks for your industry. This information will help you decide how to manage cash flow. Working with vendors who have extended terms—that potentially align better with your AR timelines—can also help.
Because business growth requires capital in order to support payroll, AR, inventory and more, it is a good idea to establish cash flow forecasting models. These estimates are generally prepared every week and project expected inflows and outflows over a 90-day period. This helps determine whether a working line of credit could be useful to establish or whether finding other sources of working capital would be beneficial.
3. Failure to mitigate risk
Plenty of businesses struggle or fail due to both predictable and unforeseen losses. To help mitigate these, have an insurance professional help you evaluate the different types of exposure you have and determine what can reasonably be covered by insurance. For losses that cannot be insured or cannot be insured on a cost-effective basis, you should decide how best to protect against the possibility of a financial loss.
Extending credit to a customer, for example, opens up the potential for nonpayment, so decide whether it’s a good idea. If it’s necessary, you’ll have to then decide how credit will be approved and monitored. From an employee standpoint, put processes in place to reduce the risk of being taken advantage of. Give prepaid gas cards, for example, instead of company credit cards for gas. Monitor expense accounts and let employees know they are monitored to ensure your finances are in a good place. When dealing with people, it’s always a good idea to “trust but verify.”
4. Trying to go it alone
Business owners are often independent, driven problem solvers. It’s a great recipe for starting a business, but it can also lead you to try to do everything on your own, including tasks that you aren’t necessarily well-suited to perform.
If you’re a creative, right-brain thinker, for example, you might be a passionate product designer or marketer. The analytical, numbers-based side of the business may not come naturally to you. This can lead you to getting bogged down with numbers. Finding someone to look after items like payroll and AR in addition to your retirement fund, whether it’s a SEP IRA, SIMPLE IRA, or solo 401(k), can be extremely beneficial for both your peace of mind and bottom line.
Start with an honest assessment of both the areas you excel at and any shortcomings you might have. With an accurate picture of your capabilities, work to assemble a team that complements you and plugs any gaps. An advisory board can also be helpful to spot new ways of doing things, challenge the status quo, and create efficiencies in the business.
Running a business is a difficult endeavor, and you can’t expect to get everything right all the time. However, although you can easily recover from certain errors in judgment, some common financial mistakes can quickly ruin a business if left unchecked. As you work to protect your own organization so you can keep your doors open for years to come, prioritize financial well-being and quickly rectify any of the mistakes mentioned above.
Disclosure: This material has been prepared for informational purposes only and should not be used as investment, tax, legal, or accounting advice. All investing involves risk. Past performance is no guarantee of future results. Diversification does not ensure a profit or guarantee against a loss. You should consult your own tax, legal, and accounting advisors.
written by Sara Gelsheimer @ Success.com
How to Find a Job According to your Qualifications
Despite the Covid pandemic 19, the reactivation of the economy has taken giant steps in recent months, and business activity and the demand for jobs have begun to increase considerably. But how can you find a job that suits your skills?
Finding a job that meets your needs can be a challenging process, but certainly, there are some very timely tips to optimize your job search and speed up the process
1. Find jobs that match your skills
Make a list of your work experience, education, and skills. Then, look for a position for which you are qualified. You should apply for jobs within your desired field or industry, but you may need to broaden your search.
Consider looking for jobs that you might not initially apply for but meet your needs. For example, if you’re in the technology sector, you can look for other positions in industries that are booming, such as data analyst. If you’re in the education sector and know how to write skillfully, try to figure out the relevant freelance sites, there you can pump yourself as a freelance editor or free paper writer expert.
That way, you’ll gain experience, and you’ll be better at generating creative ideas and developing helping other people. So, the skills you currently possess may well transfer to other positions and be much better paid than in the sectors where you usually perform.
When you apply for jobs, make it an ongoing process. Even if a company contacts you for an interview, you should continue to use it if you don’t get the position or the offer is not what you expected. In some cases, you may receive several job offers, and you will be able to choose the one that interests you the most.
2. Optimize your cover letter and resume
Hiring managers can see a CV in seconds, so you need to get their attention right away by optimizing every CV you send. Your cover letter and CV should be short, easy to read, and relevant.
To do this, you should adapt or write customized versions of your cover letter and CV for each job you apply for. In your letter, explain why you want to work for the company, summarize your skills, help the business thrive, and differentiate yourself from other candidates.
In your CV, highlight any experience and qualifications that meet the requirements. Limit your work history to the last five to seven years or the previous three jobs, so readers have a clear and concise idea of your experience. You can also include internships, volunteer work, education courses, or other projects.
Even if your skills didn’t grow conventionally, recruiters want to know what you’ve learned. For example, if you were successful in college sports, it would show that you are a team player. If you were an intern for a company in an area that is not your area of expertise, tell them what your tasks were, which will show that you are adaptable, that you could perform tasks other than the ones you are skilled in, and that you have other qualities that are not so obvious.
3. Ask your network for help
Some people find it difficult to ask for help, but it can be an effective way to get a job fast. Communicate with others in your field through industry events or webinars, email, or social media.
If you know someone who works for a company you’re interested in, ask them for advice on how to apply, or better yet, look for a “Company Assessment” tool. You’re more likely to get an interview if you know exactly what qualifications, experience, and personality the company is looking for. You can also ask for a recommendation.
Contacting your university’s alumni association, associations, and former colleagues can also help. Talking to the right people enables you to find a job quickly and learn more about opportunities. Don’t be embarrassed to announce that you are looking for a job.
4. Consider a temporary position
Getting a temporary position or contract can help you meet your momentary needs while looking for permanent, full-time positions. Christmas is coming, and with it, the generation of temporary jobs to meet the demand for products and services, keep an eye out for these job opportunities. Some of the benefits of a temporary, contract, or freelance position are:
- Because companies often need temporary employees immediately, the hiring process is quick.
- Freelance jobs are generally flexible, which means you can come in for interviews whenever you need to.
- You can meet people working in your industry and learn about long-term opportunities.
- If a company in your field likes your work as a temporary employee or contractor, they may promote you to a more permanent situation.
- You can work full time whenever you need to and then decrease your hours when you find permanent employment.
A position like this will help you cover your expenses until you find a job that you are delighted with and is usually better paid for the time contracted.
How to Get Started in Forex Trading
The forex market is an option you can consider when you want to invest some of your money to make it grow. Similar to the stock market, but also quite different, the forex market involves trading currency pairs. Anyone who is interested in forex can get into it, and you can decide how much you want to invest in it. Before you get started, though, there are some things to think about, and steps you need to take, to help ensure you get the best results. Continue reading to see what we mean.
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Figure Out Which Forex Broker You Will Use
One of the first things you have to do when you decide that you want to get into forex trading is figure out which broker you will use. There are many online broker options out there, so weigh them carefully by comparing their pros and cons. Select a reputable online broker that suits your needs in terms of the services they provide and the fees they charge. And also consider the platform that you will be able to use to make your trades, as well as the tools that are going to help you make the smartest trades. For example, a popular trading platform is MetaTrader 5.
Learn How It All Works
If you want to succeed in forex trading, it isn’t something you should just dive into without doing the right amount of research first. So, take the time to properly educate yourself on how it works. For example, if you want to start trading forex, take the time to discover how people make money from their trades so you’ll know how to do the same.
Use a Demo to Get Some Practice
Doing research into forex and how it works is one thing, but you won’t really know what it’s like until you give it a try for yourself. One way to do just that without any risk of losing money is by taking advantage of a demo account. Basically, you can practice trading currency pairs with virtual money. Then, once you are ready, you can start trading with your real money. With this training, you may feel a lot more confident, which is definitely something you want!
Determine How Much You Will Invest
Once you have done some practice with a demo account, you will have a much better idea of how forex trading works and what it takes to make the moves that will deliver the highest returns. This training also gives you insight into just how risky forex can be. So, the next step is to decide how much of your money you will invest in the forex market. Whether it’s a lot or a little is entirely up to you, but you might want to start with a small amount before working your way up. Remember, there is a risk that you could lose money when trading forex, just like when you trade in the stock market.
Finally, once you are ready, you can begin trading forex to see if this is the investment strategy that you would like to follow long-term to grow your money. By keeping its pros and cons in mind and staying on top of various currencies’ behaviors, you will be better equipped to make trades that will reduce risk and increase profits.
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