Choosing the best credit cards in the world isn’t as easy as it seems, especially since it changes yearly. New credit cards enter the market, and old ones leave, so what makes sense one year may not be right the next.
To assist you in choosing the best credit cards in the world this year, we looked at dozens of factors and talked to many industry experts to come up with this list of top contenders. Whether you’re peeking for cash back rewards or points that can be redeemed on travel or merchandise, we have you covered with these great offers from some of the biggest names in the business!
15 Best Credit Cards in the World for 2023
Chase Freedom Unlimited® Card
The Chase Freedom Unlimited Card is one of the best credit cards for cashback. You’ll earn 1.5% cash back on every purchase, and there’s no limit to how much you can earn. There’s also no annual fee, so this card is a great option for people who want to earn cash back without spending an annual fee.
Chase Freedom Flex℠
The Chase Freedom Flex is one of the market’s best cash back credit cards. It offers 5% cash back on rotating categories, and it has no annual fee. You can also get a $200 welcome bonus after you spend $500 in the first three months. Plus, there’s no foreign transaction fee, so it’s a great card to use when you travel abroad.
Chase Freedom is one of the best credit cards in the world
Wells Fargo Active Cash® Card
The Wells Fargo Active Cash Card is one of the market’s best cash back credit cards. It offers a generous rewards program and has no annual fee. Plus, you’ll get a 0% APR on purchases and balance transfers for the first 15 months. This is the best credit card for cash back who wants to earn cash back on their everyday spending.
Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card is one of the best credit cards in the world for a number of reasons. For starters, it offers a great rewards program that lets you earn 2X miles on every purchase. But, there’s a $95 annual fee, and you’ll get a free Global Entry or TSA PreCheck credit every four years.
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Chase Sapphire Reserve®
The Chase Sapphire Reserve is our top pick for the world’s best travel rewards credit card. It offers a whopping 60,000 points after you spend $4,000 on purchases in the first three months from account opening. That’s worth $900 when redeemed through Chase Ultimate Rewards® for travel. Chase card comes with a $550 annual fee and is one of the best credit cards in the world
The Platinum Card® from American Express
There are a lot of great credit cards out there, but the Platinum Card from American Express is in a class by itself regarding travel rewards. With this card, you’ll earn 5 points on airfare and hotels. You’ll also get a $200 annual travel credit for incidentals like baggage fees or in-flight meals.
After you spend $6,000 on purchases on your new card in your first six months of Card Membership, you’ll earn 100,000 Membership Rewards® points. If you’re looking for the best credit card for travel rewards, the Platinum Card® from American Express is the clear winner. There are too many benefits of these cards. You can check on them by clicking this link.
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Chase Sapphire Preferred® Card
If you’re looking for a travel rewards credit card, the Chase Sapphire Preferred Card is one of the best options. You’ll earn 2x points on dining and travel with Chase Sapphire card. Plus, there’s no foreign transaction fee so you can use your card anywhere in the world without worry. If you recover your points through Chase Ultimate Rewards, you’ll get a 25% bonus, making your points even more valuable.
So whether you’re looking to earn rewards for your next vacation or want a card that will help you save on expenses of travel, the Chase Sapphire Preferred® Card is a great choice. It is among the best credit cards in the world
American Express® Gold Card
This Gold Card is one of the best rewards and travel cards available. It offers a great rewards program, travel perks, and a low annual fee. Plus, it has no foreign transaction fees, making it a great choice for international travel. If you’re looking for a top-notch credit card, the American Express Gold Card is a great option.
Citi® Double Cash Card
This Double Cash Card is one of the best credit cards in the world for cash back rewards. With no limits or restrictions, you’ll earn 2% cash back on every purchase. Plus, there’s no annual fee to worry about. If you’re looking for a great cashback card, the Citi Double Cash Card is a great option.
Citi Double Cash is one of the best credit cards in the world
Discover it® Student Cash Back
The Discover it Student Cash Back is the best credit cards for students. It offers 5% cash back on up to $1,500 purchases in categories that rotate every quarter & 1% cash back on all other buys. Plus, there’s no annual fee. You can redeem for cash any time and even use your rewards for Amazon purchases or other online shops with PayPal.
Aeroplan® Credit Card
The Aeroplan Credit Card is the best airline credit card on the market. Earn 3x points for every dollar you spend on groceries, dining at restaurants, and directly with Air Canada. You will also gain 500 bonus points for every $2,000 you spend in a calendar month. Plus, there’s no foreign transaction fee with an Aeroplan credit card, and you’ll get access to United’s club lounges. The card has a $95 annual fee, but it’s worth it if you fly United often.
Aeroplan is among the best credit cards in the world
United Club℠ Infinite
If you’re peeking for an airline credit card that will give you some of the best perks and rewards, look no further than the United Club Infinite Card. With this card, you’ll access United’s exclusive club lounges, free checked bags, and priority boarding.
You’ll likewise earn 2 miles per dollar spent on dining, including eligible delivery services & on all other travel, and 1 mile per dollar spent on everything else. And if you’re a frequent flyer, you’ll appreciate that there are no foreign transaction fees.
Hilton Honors American Express Card
The Hilton Honors American Express Card is one of the best hotel credit cards on the market. It offers a welcome bonus of 80,000 Hilton Honors points after you spend $1,000 in purchases within the first three months. You’ll earn 14x points on Hilton purchases, 5x on U.S. supermarkets and U.S. restaurants, and 3x on all other eligible purchases. Plus, there’s no annual fee.
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Discover it® chrome
The Discover it chrome is a great credit card for people who want to earn cash back on their everyday purchases. It offers 2% cash back at gas stations and restaurants and 1% cash back on all other purchases. Plus, there’s no annual fee. You can also get a 0% intro APR on purchases and balance transfers for 15 months.
Petal® 1 Visa® Credit Card
The best credit card for customers with bad or no credit is the Petal 1 Credit Card. This card provides no annual fee and offers a cash back program. Plus, there is no foreign transaction fee, so you can use your card when you travel abroad. The only downside to this Petal® card is its high interest rate. However, if you pay your balance in full each month, you will not have to pay any interest.
After much research, Glusea compiled a list of the best credit cards in the world for 2023. These cards offer great rewards, low-interest rates, and many other perks. Check out our list if you’re looking for a new credit card.