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MTN Mobile Money Revises Transaction Charges

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MTN Mobile Money Reduces Cost of Transactions

As part of efforts to support Government’s intervention to control the spread of the Coronavirus Disease (COVID-19), MTN Mobile Money (MoMo) has implemented some incentives to enable customers adopt MoMo for financial transactions.

The initiative, approved by the Bank of Ghana would minimize the risk posed by handling cash

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Take a look at the Changes in MTN Mobile Money Charges





1.  The promotion is open to ONLY MTN MoMo subscribers who are already registered on MoMo or get registered within the course of the promotion.

  1. The promotion is open to both Pay As You Go and Pay Monthly subscribers.

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  1. The duration of the promotion shall be from March 20, 2020 and shall continue for a period of three (3) months.
  2. The promotion duration may be extended for a further period where Mobile Money Ltd. deems it appropriate to do so. At most, two (2) weeks’ prior notice shall be given in the event that the promotion is extended.


  1. The promotion is for ONLY subscriber-to-subscriber transactions (P2P) transactions including interoperability transactions. – Wallet to wallet transactions only
  2. There shall be a ZERO CHARGE on all transactions defined in (5) above up to an aggregated amount of One Hundred Ghana Cedis (GHS100.00) daily.
  3. Transactions above the One Hundred Ghana Cedis (GHS100.00) threshold will attract the normal charge of one percent (1%) of the amount been transferred.
  4. Transactions of One Thousand Ghana Cedis (GHS 1,000.00) and above shall continue to attract a flat charge of GHS10.00

Read How to Protect Your Bank Account From Fraud


  1. The below transactions are all exempted from the promotion;
    • Subscriber-to-Merchant
    • Subscriber-to-Agent
    • Agent-to-Agent
    • Agent-to-Merchant
    • Merchant-to-Merchant
    • Bill Payments
    • General Payments
    • Financial Services
    • Cash Out

     8.10 Check statement

     8.11 Auto debit (e.g pensions, insurance etc)

  1. MML can use the photos of subscribers who enjoy the zero charge on their transactions on all our media channels as testimonials for the promotion.
  2. Any amendments of the Terms and Conditions will be issued by MML in writing and instantly thereafter will be posted on its website. MML reserves the right to amend the Terms and Conditions at any time during the duration of the promotion.
  3. MML shall not liable, if in case of force majeure or an event beyond its control, annuls, shortens, extends or amends the Terms and Conditions of this promotion.
  4. MML shall not be liable if the information provided by the subscribers is erroneous, incomplete or incorrect.
  5. MML reserves the right to disqualify a winner when it is proven that the winner used any fraudulent means to participate in the promotion. Such subscribers will be handed over to the police for prosecution.

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  1. The promotion shall be governed by the Laws of Ghana.

Read About Coronavirus Updates here

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