Chris Larsen Net Worth 2025, Bitcoin, Ripple

Chris Larsen is an American business executive and angel investor who has a net worth of $7.2 billion as of 2025. He is best known for co-founding several Silicon Valley technology startups, including one based on peer to peer lending.  Chris Larsen is one of the richest people in Cryptocurrency.

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He co-founded the online mortgage lender E-Loan, and during his tenure as CEO E-Loan became the first company to freely provide consumers’ FICO credit scores.

What is Chris Larsen net worth?

Net worth	$7.2 billion
Full Name	Chris Larsen
Source of wealth	Angel investor, business executive
Date of birth	1966
Nationality	American

Chris Larsen Net Worth

Chris Larsen net worth 2025 is $7.2 billion. Chris Larsen is a business executive and angel investor best known for co-founding several Silicon Valley technology startups, including one based on peer to peer lending. Chris Larsen cofounded Ripple in 2012 to facilitate international payments for banks using blockchain technology.

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Chris Larsen net worth is estimated at $7.2 billion making him one of the richest people in Cryptocurrency according to Forbes.

Early life and education

Chris Larsen was born in San Francisco, California, in 1960. His mother worked as a freelance illustrator, while his father worked as an aircraft mechanic for United Airlines at San Francisco International Airport.

After high school, Larsen attended San Francisco State University, where he earned a B.S. in international business and accounting in 1984. He began working for Chevron after college, doing financial audits in Brazil, Ecuador, and Indonesia. He graduated with an M.B.A. from the Stanford Graduate School of Business in 1991.

Business career

In the early 1990s, Larsen began working at a mortgage lender in Palo Alto, California. Becoming friends with his colleague Janina Pawlowski, they quit their jobs together in 1992 to found a mortgage business, By 1996, they had switched their focus from loans to the development of a mortgage lending website.

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 Both Larsen and Pawlowski had been frustrated with aspects of the mortgage lending industry, and saw the internet as a way to circumvent agent commissions and other fees.

 Initially raising $450,000 in funding from friends and family, Larsen and Pawlowski moved from their small Palo Alto office to a larger “low-rent site” in nearby Dublin to work on the project.

The E-Loan website became accessible to the public in 1997, and having success as one of the first online mortgage lenders in the United States. The website allows borrowers to search and shop for loans directly, without the fees charged by brokers and sales agents.

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 The website would later begin offering direct home equity and car loans as well. By 1998, E-Loan was running into difficulty funding their operations. Pawlowski had served as chief executive officer for the first two years, and in 1998 she offered to switch jobs with Larsen, taking Larsen’s previous role of President.

Founding OpenCoin

In September 2012, Larsen co-founded the company OpenCoin, which began developing a new payment protocol called Ripple, based on a concept developed by Ryan Fugger. The Ripple protocol enables the instant and direct transfer of money between two parties.

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Ripple Labs (2013-2020)

In September 2013, OpenCoin changed its name to Ripple Labs, Inc., with Larsen remaining CEO. Ripple Labs then announced that the source code for the peer-to-peer node behind the Ripple payment network was open source.

Chris Larsen Net Worth

Chris Larsen net worth is estimated at $7.2 billion making him one of the richest people in Cryptocurrency according to Forbes.

Prior to Ripple, he cofounded online mortgage lender e-Loan in 1996 and Prosper, a peer-to-peer lender, in 2005.

In the early 1990s, Larsen began working at a mortgage lender in Palo Alto, California. Becoming friends with his colleague Janina Pawlowski, they quit their jobs together in 1992 to found a mortgage business, By 1996, they had switched their focus from loans to the development of a mortgage lending website

Both Larsen and Pawlowski had been frustrated with aspects of the mortgage lending industry, and saw the internet as a way to circumvent agent commissions and other fees. Initially raising $450,000 in funding from friends and family, Larsen and Pawlowski moved from their small Palo Alto office to a larger “low-rent site” in nearby Dublin to work on the project.

The E-Loan website became accessible to the public in 1997, and having success as one of the first online mortgage lenders in the United States. The website allows borrowers to search and shop for loans directly, without the fees charged by brokers and sales agents.

 The website would later begin offering direct home equity and car loans as well. By 1998, E-Loan was running into difficulty funding their operations. Pawlowski had served as chief executive officer for the first two years, and in 1998 she offered to switch jobs with Larsen, taking Larsen’s previous role of President.

Chris Larsen net worth is $7.2 billion. Chris Larsen is a business executive and angel investor best known for co-founding several Silicon Valley technology startups, including one based on peer to peer lending.

What is the net worth of Ripple Labs?

The estimated net worth of Ripple Labs Inc. is at least $69 Million dollars as of 2025-04-12. Ripple Labs Inc. is the See remarks. of MoneyGram International Inc and owns about 6,237,523 shares of MoneyGram International Inc (MGI) stock worth over $69 Million.

Is Chris Larsen still part of Ripple?

Larsen stepped down as Ripple CEO in December 2016 but remains executive chairman. Prior to Ripple, he cofounded online mortgage lender e-Loan in 1996 and Prosper, a peer-to-peer lender, in 2005. In April 2019, Larsen and his foundation gave $25 million, largely in XRP, to San Francisco State University

Source: Glusea